Rental property intelligence

Know what the property could cost you — before it does.

Most rental deals fail on the numbers no one modelled: vacancy, rate resets, service charges, the year the boiler goes. Rental Intelligence runs the full 30-year picture — cash flow, debt, equity and exit — under three scenarios you control.

Free plan: one saved property, 10-year projection. No card required.

Live model · illustrative sample

Deal Health 32/100
Purchase price€260,000
Monthly rent€1,350
Interest rate3.60%
Deposit25% · €65,000

Monthly cash flow

-€100

Net yield

4.1%

Cash-on-cash

-1.2%

Break-even occupancy

102.2%

30-year base scenario — assumed value, debt and equity

Under these assumptions Year-1 cash flow is negative at roughly -100 per month, so the position requires funding from other sources. Break-even occupancy is 102.2%, above 100%: at the entered rent the property cannot cover its costs.
Model your own property

Yield is not cash flow

A 6% headline yield can still be a loss-making month once management, service charges, tax and debt service are paid.

One assumption set is a guess

Rent growth, appreciation, inflation and vacancy each move the outcome. Modelling one path hides the range.

Exit maths gets skipped

Selling costs, remaining debt and estimated gains tax decide whether the deal actually worked.

How it works

Four inputs in. A defensible model out.

01

Enter the deal

Price, deposit, acquisition costs, renovation, financing, rent and every recurring expense.

02

Set your scenarios

Conservative, base and optimistic assumptions for rent growth, appreciation, inflation and vacancy.

03

Read the projection

30 years of cash flow, amortisation, equity build and total return — per scenario.

04

Stress-test the exit

Sensitivity grids and exit analysis at any year, net of selling costs, debt and estimated tax.

What it calculates

Every number an underwriter would ask for.

Calculations run in a single deterministic engine, so the dashboard, the charts, the comparison table and the sensitivity grids never disagree with each other.

30-year projection 3 scenarios Your own thresholds

Gross & net yield

Income against price and against total cash committed.

Cash-on-cash return

Annual cash flow over every euro actually invested.

Break-even occupancy

The occupancy level where the deal stops paying for itself.

Break-even rent

The rent required to cover operating costs and debt service.

Cap rate & NOI

Operating performance independent of financing.

Exit IRR

Time-weighted return including sale proceeds at your exit year.

Deal Health

A score you define — not one we impose.

Deal Health grades a property against thresholds you set for yield, cash flow, break-even occupancy and IRR. Change the thresholds and every property re-grades instantly. It is a measurement tool, never a recommendation.

Deal Health measures the property against thresholds you choose. It does not determine whether an investment is suitable for you.

Net yield4.2%
Cash-on-cash3.1%
Break-even occupancy93%
Exit IRR (base, Y10)8.4%

Run the numbers before the viewing, not after the offer.

Start with one property on the free plan. Upgrade when you need scenarios, the full 30-year projection, sensitivity grids and side-by-side comparison.

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